Inclusion of Aadhaar in respect of Small Savings Schemes

SB Order 16 /2017

F. No. 113-03/2017-SB

Government of India

Ministry of Communication

Department of Posts

(F.S. Division)

Dak Bhawan, New Delhi

Dated: 26 /10/2018

ADDENDUM-III

All Heads of Circles

Addl. Director General, APS, New Delhi

Subject:- Inclusion of Aadhaar in respect of Small Savings Schemes.-regarding

Sir / Madam,

The undersigned is directed to refer to this office SB Order No. 16/2017, issued vide this office letter of even number dated 11.10.2017, and Addendum —I and Addendum-ll dated 04.01.2018 and 28.03.2018 respectively.

2. Now it is clarified that Aadhaar is not compulsory for opening of account/purchase of certificates.

3. it is requested to circulate the above instructions to all field units and ensure thatthe instructions are strictly followed.

This issues with the approval of competent authority.

Yours Sincerely,

Assistant Director (SB-I)

Copy for information & necessary action to:-

1) DDG (FS)/DDG (VIG)/JS&FA/DDG (PAF)/DDG (RB)/DDG (Estt.)/DDG(PG& Inspections)/ DDG (PCO)

2 ) Director (FS)/Director (CBS), Dak Bhawan.

3) Director of Audit (P&T), Delhi.

4) All Directors/Dy. Directors of Accounts, Postal

5) Director, RAKNPA, Ghaziabad.

6) All Directors, Postal Training Centres-.

7) Director CEPT Mysore for uploading the SB order on India Post Web Site

8) Dy. Director CEPT. DMCC/SDC O/o CPMG T.N.Circle.

9) AD /Inspection/PF/Vigilance

10) All Accounts Officers ICO(SB)

11) All recognized unions.

12) l\/IOF(DEA), NS-II, North Block, New Delhi

13) Director, NSI, CGO Complex,'A'Wing, 4th Floor, Seminary Hills, Nagpur-440006

14) PS to IVIember (Banking & HR) 15) PPS to Secretary Posts.

Operational Guidelines for CBS Post Offices handling Post Office Savings Bank related work

SB Order No.09/2017 

F.NO.116-01/2016-SB 

Government of India 

Ministry of Communications & IT 

Department of Posts 

Dak Bhawan, Sansad Marg, 

New Delhi-110001. 

Date: 16.08.2017 

To, 

All Heads of Circles/Regions 

Add). Director General, APS, New Delhi. 

Subject:- Operational Guidelines for CBS Post Offices handling Post Office Savings Bank related work. 

Sir / Madam, The undersigned is directed to refer to this office letter No.ll6-15/2013-SB(Pt. SBCO} dated 19.10.2015, Addendum dated 25,5.2016 and Addendum-ll dated 04.08.2016 vide which role of 

SBCO was circulated after implementation of CBS. The Annexure attached to these letters was having Sonne guidelines for Postal Staff handling POSB Schemes after implementation of CBS. It has been brought to notice of this office that since subject of this SB Order was for Role of SBCO, the operative staff of Post Offices handling POSB operations is either not aware or ignorant of these guidelines on the pretext that this SB Order was for SBCO staff only. Therefore, the competent authority has now decided to reiterate these operative guidelines through a separate SB order so that these can be implemented strictly. Following are the operative guidelines for CBS Post Officeshandling day to day work relating to POSB:- 

1. As and when SOs are migrated to CBS, staff working in SOSB Branch should be reduced and re-deployed either at POSB Counters or at CPC or in the SBCO Branch for assistance in physical voucher checking. 

2. Sub Account PA in HPOs will handover Vouchers Bundles with consolidation received from Sub Post Offices to SBCO Incharge. 

3. ACG-17 along with Agent Commission Report/schedule will not be sent to SBCO and instead will be preserved in the Accounts Branch of HPO and sent to PAO along with other schedules. 

4. In case of RD deposits accepted through MPKBY Agents, only two copies of Agent LOT is to be taken from the agent along with pay-in-slip and ACG-17. One copy of Agent LOT will be kept in the office guard file and second copy Agent schedule (LOT) should be attached with the pay-in-slip and placed at the end of RD Voucher Bundle. ACG-17 are to be attached with the Agent Commission Report/schedule and sent to HO/Accounts Branch of HO. 

5. Account Opening Form {5B-3/AOF) where KYC documents are attached wilt not be transferred to SBCO along with Account Closure Voucher, APM/SPM should record on the closed vouchers that " SB-3/A0F retained with KYC documents". In case of any SB-3 or AOF with whom KYC documents are not attached (subsequently opened accounts), SB-3 or AOF is to be attached with the closed voucher and sent to SBCO. 

6. SBSO branch of HOs will send all SB-3 of SOs (migrated to CBS) to the respective SOs. In case of Accounts closed at the Post Office other than the one where account was opened, Account Transfer Form collected by the Post Office at the time of closure should be attached with the closure voucher. 

7. In case of any adjustment if required in interest, Postmaster/Sub Postmaster will write error book and raise the issue to Head Postmaster who will raise the issue with Supervisor SBCO. In case of any adjustment related to pre-migration period. Head Postmaster wilt raise the issue with Divisional Head with copy of error book who will after necessary inquiry (if required), approve adjustment and send letter to SBCO Supervisor. 

8. Postmaster/APIVl/SPM will be held personally responsible for all transactions happened in the Finacle Office Accounts in the post office. They should be vigilant while verifying the transactions to see the Office Account Number used by the User.  

9. Post Office staff will write name of Scheme and TRAN ID in red ink on the right hand side of the voucher. 

10, One deposit slip and one withdrawal slip will be prepared for auto-credit of MIS/SCSS/TD to Savings and Savings to RD. 

11. One deposit slip will be prepared for the total of each type of Agent commission credited into savings accounts supported by consolidated list of commission paid. 

12. One withdrawal slip will be prepared by SPM/APM for the POSB Cheque clearing amount (based on the clearing amount intimated to Clearing House/HO) and print out of cheque's images should be attached to it. SPM/APM should sign on each image of the cheque with designation stamp, 

13. At the closing of counter hours, all vouchers should be sorted scheme-wise and TRAN ID wise. Vouchers should be tallied with LOT shown in the system by Counter PA and Supervisor. 

14. A consolidation of each scheme should be generated and printed by all CBS post offices, Where laser printers are not available, this can be printed on Dot Matrix Printer also. For this, while executing command in HFINRPT, user has to select "XLS" instead of "PDF" (which is shown by default) In the field "Output File Name". 

15. In case of RD/MIS/SCSS/TD Consolidations, amount of auto credit/Debit fronn SB to RD and MIS/SCSS/TD to SB, SPM/APM should prepare a manual summary as given below;- 

a) Total amount of Counter Transactions:- 

b) Total amount of Auto Debit/Credit Transactions 

c) Grand Total:- 

This Grand Total (C) should be taken into account in SO Daily Account and must tally with the amount printed In the consolidation from Finacle. 

16. APM/SPM will sign the consolidation and write the amount in words and figures along with No. of Deposit/Withdrawal vouchers included in the bundle. If any manual correction is made in consolidation, it should be supported by copy of error book (one copy to be attached with voucher, one copy with office copy of consolidation and one copy to be sent to Divisional Office. 

17. All vouchers including closed vouchers are to be sealed along with print out of consolidation. One copy of consolidation (scheme-wise) is to be preserved in post office in guard file to be maintained scheme-wise and date-wise. 

It is requested that these guidelines should be circulated to all CBS Post Offices and strictly followed. Any lapse in following above guidelines shall be liable for taking disciplinary action against the official responsible. 

This issues with the approval of competent authority. 

Yours faithfully, 

Assistant Director (SB-1) 

Copy to:- 

1) DOG (FS)/DDG (VIG)/JS&FA/DDG (PAF)/DDG (RB)/DDG (Estt.)/DDG(PG & Inspections)/DDG (PCO) 

2) Director (FS}/Director (CBS), DakBhawan. 

3) Director of Audit |P&T), Delhi. 

4) All Directors/Dy. Directors of Accounts, Postal 

5) Director, RAKNPA, Ghaziabad. 

6) All Directors, Postal Training Centres. 

7) Director CEPT Mysore for uploading the SB order on India Post Web Site. 

8) Dy. Director CEPT, DMCC/SDC O/o CPMG T.N.Circle. 

9) AD/Inspection/PF/Vigilance 

10) All Accounts Officers ICO(SB) 

11) All recognized unions. 

12) MOF{DEA), NS-II, North Block, New Delhi 

13) Director, NSI, CGO Complex,'A'Wing, V*" Floor, Seminary Hills, Nagpur-440006 

14) PS to Member (Banking & HR) 

15) PPS to Secretary Posts.

Making Mobile Phone Number MANDATORY while opening of a new account in any of the P.O. Small Savings Schemes

SB Order No. 17/2017 

F. No. 25-11/2016-FS-CBS(Pt.1)

Government of India 

Ministry of Communication 

Department of Posts 

(F.S. Division) 

Dak Bliawan, New Delhi 

Dated: 23/10/2017 

To, 

All Heads of Circles 

Addl. Director General, APS, New Delhi 

Subject;- Making Mobile Phone Number MANDATORY while opening of a new account in any of the P.O. Small Savings Schemes- regarding. 

Sir/Madam, 

The undersigned is directed to say that in order to provide SMS services which are being  provided free of cost and also to protect investments of small savers from any attempted frauds, the competent authority has decided to make taking of MOBILE PHONE NUMBER of the customer MANDATORY for opening of any new account in any of the Small Savings Schemes in  all CBS enabled Post Offices.Frbm the date of receipt of this SB Order, in a Post Office working on CBS platform, when a customer attends post office for opening of new account under any of the Small Savings Schemes, the Counter PA has to request the customer to enter his/her MOBILE PHONE NUMBER in the Account Opening Form (AOF). 

2. While creation of new GIF, in CCRC menu, Mobile Phone number should be entered in the relevant field by the Counter PA and Supervisor should verify the same. 

3. If customer is already having a GIF and wants to open a new account, Counter PA and Supervisor should go to CMRC menu and see whether Mobile Phone number of the customer has already been entered in the relevant field using Inquire Option. If it is not, he should use the Modify Option and enter the Mobile Phone number of the customer in the relevant field before opening a new account. Supervisor has to verify this modification. 

4. In case the AOF is presented at a Branch Post Offices working under Account Office which is CBS enabled, BPM should accept AOF only if Mobile Phone number is entered by the customer at the relevant place. When AOF is received from a BO, Counter PA and Supervisor of Account Office should follow the procedure load down in point 2 and 3 above. 

Centre for Excellence In Postal 

Technology, Mysore

5. Counter PA and Supervisor will be responsible for entering correct Mobile Phone Number as mentioned in AOF. 

6. Further, all the existing accounts are also to be seeded with the mobile numbers of the concerned depositors. For this, special drive should be launched & wide publicity be made through print/electronic media/pamphlets, handbills etc. regarding the depositors/customers to get their mobile numbers linked/seeded with their respective accounts. 

7. It is requested that this SB order should be circulated to all CBS Post Offices. 

This issues with the approval of the Competent Authority. 

Copy for information & necessary action to;- 

1) DDG (FS)/DDG (VIG)/JS&FA/DDG (PAF)/DDG (RB)/DDG (Estt.)/DDG(PG & Inspections)/ DDG (PCO) 

2 ) Director (FS)/Director (CBS), Dak Bhawan. 

3) Director of Audit (P&T), Delhi. 

4) All Directors/Dy. Directors of Accounts, Postal 

5) Director, RAKNPA, Ghaziabad. 

6) All Directors, Postal Training Centres. 

7) Director CEPT Mysore for uploading the SB order on India Post Web Site. 

8) Dy. Director CEPT, DMCC/SDC O/o CPMG T.N Circle. 

9)AD /Inspection/PFA/tgifance 

10) All Accounts Officers ICO(SB) 

11) All recognized unions. 

12) MOF(DEA), NS-II, North Block, New Delhi 

13) Director, National Savings Institute (NSI), DeendayalUpadhya Marg, New Delhi near ITO. 

14) PS to Member (Banking & HR) 

15) PPS to Secretary Posts.

[DOWNLOAD]

Introduction of another Standardized Uniform Savings Bank Passbook (SB5A) for ID, NSC and KVP Accounts to be issued by CBS and non CBS post offices

SB ORDER NO. 10 /2017 

114-02/2002-SB(Pt,) 

Government of India 

Ministry of Communications & IT 

Department of Posts 

DakBhawan. Sansad Marg, 

New Delhi-110001. 

Date: 17 08,2017 

To, 

All Heads of Circles/Regions 

Addl, Director General, APS, New Delhi 

Subject;- Introduction of another Standardized Uniform Savings Bank Passbook (SB5A) for ID, NSC and KVP Accounts to be issued by CBS and non CBS post offices-regarding, 

Sir! Madam, 

The undersigned is directed to refer to this office letter of even number dated 16-4.2009. 

SB Order No.10/2012 dated 16.08,2012 and SB Order No.1/2014 dated 6,01.2014 on the subject vide Vi'hich instructions v*/ere issued for printing of Standardized Uniform Savings Bank Passbook (SB-5). On receipt of references from vartous field units regarding review of number of pages for printing of transactions after introduction of NSC/KVP Passbook from 01.07.2016 and for 1/2/3 and 5 Years TD accounts where few pages are required for entering transactions, the competent authority has taken the following decision:- 

(i) Circles should get two types of Standardized Uniform Pass books printed:- 

(a) with 9 Pages for printing transactions.(SB5) 

(b) with 4 pages for printing transactions.fSB5A) 

(ii) SB5A Pass books mentioned at (i)(b) above should be used for opening of 1/2/3 and 5 Years TD, NSC and KVP accounts. 

2 All CBS and Non CBS Post Offices shall maintain separate Stock Registers for both types of Passbooks as laid down in Rule 5 and 6 of POSB Manual Vol-l. Other instructions issued vide this office letter of even number dated 06 01.2014 will remain unchanged 

3. This issues in supersession of this office letter No. 61/01/2016-SB dated 11.08.2017 addressed to all heads of circles on the subject "Printing of small passbook (4 pages) instead of existing 36 pages passbook for savings certificates".It is requested that till stock of newly introduced Passbook (SB5A) is printed and made available to Post Offices, the existing passbook i.e SB5 will continue to be issued for TD/NSC and KVP 

4. This may kindly be circulated to all concerned 

This issues with the approval of competent authority 

Yoixs faithfully, 

Assistant Director (SB-1) 

Copy to:- 

1. DDG(FS)/DDG(V1G)/JS&FA/DDG(PAF)/DDG(RB)/DDG (Estt.)/DDG(PG & lnspections)/DDG (PCO) 

2, Director (FS)/Director (CBS), DakBhawan. 

3. Director of Audit (P&T) Delhi. 

4. Resident Audit Officer, Room No 517-8. DakBhawan. New Delhi. 

5. All Directors/Dy. Directors of Accounts. Postal 

6. Director, RAKANPA, Ghaziabad 

7. All Directors. Postal Training Centres 

8. Director PTC Mysore for uploading the SB order on India Post Web Site. 

9. Deputy Director (CEPT) O/o CPMG T N Circle Chennai 

10, AD /Inspection/PFA/igilance 

11. All Accounts Officers ICO(SB) 

12. All recognized unions. 

13. MOF(DEA), NS-II, North Block, New Delhi 

14. PS to Member (Banking) 

15. PPS to DG Posts. 

16. PPS to Secretary Posts. 

SB Order No. 11/2017 

No. 25-11,/20T6-FS-CBS 

Government of India 

Ministry of Communications 

(FS Division) 

DakBhawan, Sansad Marg 

New Delhi 110001. 

Dated; 04.09. 2017 

To, 

All Heads of Circles/Regions 

Addl. Director General, APs, New Delhi. 

Sufa:-Closing of accounts/certificates belonging to discontinued schemes including NSS-87 and NSS-92 in Post Office working on CBS platform- regarding 

Respected Sir/Madam, 

I am directed to refer to this office letter no. 25-11/2016-FS-CBS Dated 21.06.2016 (SB Order No.5/2016).In para 29 of the said SB Order it has been clearly mentioned that "Closing of any discontinued scheme account/certificate including NSS-87 or NSS-92 should be done at HO only and closure amount should be paid only by credit into savings account or by cheque. No cash payment should be made in such cases, Any depositor if approaches for closure of such account/certificates at any SO should be asked to approach HPO". 

2. It has been brought to the notice of this office that some HPOs are closing discontinued accounts/certificates including NSS-87 and NSS-92 accounts standing at other HPOs or SOs of other HPOs after using Transfer IN option. It is further directed that Head Post Offices should close only those discontinued accounts/certificates which are either standing at same HPO or SOs under that HPO only. 

3. It is requested to issue suitable instructions to all CBS Head Post Offices & ensure that the instruction mentioned in this SB Order are scrupulously followed by all concerned. 

This issues with the approval of competent authority.- 

Yours Sincerely, 

Assistant Director (SB-I) 

Copy for information & necessary action to:- 

1)DDG (FS)/DDG (VIG)/JS&FA/DDG (PAF)/DDG (RB)/DDG (Estt.)/DDG(PG & Inspections)/ DDG (PCO) 

2) Director (FS)/Director (CBS), Dak Bhawan. 

3) Director of Audit (P&T), Delhi. 

4) All Directors/Dy. Directors of Accounts, Postal 

5) Director, RAKNPA, Ghaziabad, 

6) All Directors, Postal Training Centres. 

7) Director CEPT Mysore for uploading the SB order on India Post Web Site. 

8) Dy. Director CEPT, DMCC/SDC O/o CPMG T.N.Circle. 

9) AD/Inspection/PFA/igilance 

10)Ail Accounts Officers ICO(SB) 

11)Alt recognized unions. 

12)M0F(DEA), NS-II, North Block, New Delhi 

13)Director, NSl, CGO Complex,'A'Wing, 4th Floor, Seminary Hills, Nagpur- 440006 

14)PS to Member (Banking & HR) 

15)PPS to Secretary Posts. 

SB ORDER NO. 13/2017 

F. No. 113-03/2017-SB 

Government of India 

Ministry of Communication & IT 

Department of Posts 

(F.S. Division) 

Dak Bhawan, New Delhi 

Dated: 03.10.2017 

To, 

All Heads of Circles 

Addl. Director General, APS, New Delhi 

Subject: Revision of interest rates for Small Savings Schemes. 

Sir/Madam, 

The undersigned is directed to say that vide their O.M. No. 1/04/2016-NS dated 29.09.2017, the Ministry of Finance. Department of Economic Affairs (Budget Division), New Delhi have informed that the rate of interest on various small savings schemes for the third quarter of financial year 2017-18 starting 1" October. 2017, shall remain unchanged from those notified for the second quarter of FY 2017-18. 

2. This is for information & necessary action by all concerned. 

3. This issues with the approval of Competent Authority. 

Yours faithfully 

Assistant Director (SB-I) 

Copy to;- 

1. (FS)/DDG{ViG)/JS&FA/DDG(PAF/DDG(RB)/DDG(Estt,)/DDG(PG & Insps.)/ DDG (PCO) 

2. Director (Tech) O/o Pr. CPMG T.N Circle. 

3. Director (FS)/Director (CBS), Dak Bhawan. 

4. Director of Audit (P&T), Delhi. 

5. All Directors/Dy. Directors of Accounts, Postal 

6. Director, Postal Staff College, Ghaziabad. 

7. All Directors, Postal Training Centres. - 

8. Director PTC Mysore for uploading the SB order on India Post Web Site. 

9. Dy.Director (CEPT) Chennai O/O CPMG T.N.Circle, Chennai for taking up changes in Sanchaya Post and Finacle with the FSI Vendor immediately. 

10. Dy.Manager FSI &RSI {CEPT)0/0 CPMG T N Circle Chennai. 

11. AD /Inspection/PF/Vigilance 

12. All Accounts Officers ICO(SB) 

13. All recognized unions. 

14, MOF(DEA), NS-II, North Block, New Delhi 

15, Director, NSI, CGO Com pi ex,'A'Wing, 4th Floor, Seminary Hills, Nagpur-440006 

16. PS to Member (T) 

17. PPS to Secretary Posts 

SB Order No.15/2017 

F.No.113-02/2015-SB 

Government of India 

Ministry of Communications & IT 

Department of Posts 

DakBhawan, Sansad Marg, 

New Dellii-110001. 

Date: 06.10.2017 

To 

All Heads of Circles/Regions 

Addl. Director General, APS, New Delhi. 

Subject:-Mandatory use of Savings Account for credit of maturity/premature value,monthly/quarterly/yearly interest in case of MIS/SCSS/TD accounts and investments from 1st December 2017-regarding. 

Sir / Madam, 

In view of Min. of Finance (DEA) O.M No. 1/3/2017-NS dated 03.08.2017 & 22.09.2017, the competent authority has taken the following decisions to be implemented in all CBS and non CBS Post Offices:- 

1. On closure of any account either on maturity or on premature (other than savings account), the closure amount shall be paid only by credit into a Post Office Savings Account from 1st December 2017. 

2. Monthly Interest/Quarterly Interest/Yearly Interest in respect of all MIS/SCSS and ID accounts shall also be paid only by credit into Post Office Savings Account from 1st December 2017. 

3. To implement above decisions, following steps need to be taken by all the circles/regions from the date of receipt of this letter:- 

(i) Special drive should be organized to contact existing depositors of RD/MIS/TD/SCSS/NSC/KVP/PPF/SSA through Postmen or through issue of notices or through advertisements in electronic/print media for LINKING of their Post Office Savings Account with their RD/MIS/TD/SCSS/NSC/KVP/PPF/SSA accounts for credit of closure/Interest value and AADHAAR NUMBER as well as MOBILE NUMBER with their CIF ID. 

(ii) Where customers are already having Post Office Savings account in post office, a mandate for credit of closure proceed and monthly/quarterly/yearly interest in case of MIS/SCSS and TD accounts should be taken alongwith a declaration. 

(iii) All customers of MIS/SCSS/TD who are attending post offices for taking payment of interest by cash should be told that from 1st December 2017, interest will not be paid by cash and request them to get their savings account limited for credit of Interest for the next time. 

(iv) If any such customer is not having Post Office Savings Account, he/she should be given option to open savings account with various add on facilities available with the Post Office Savings Account llke:- 

1. Benefit of Accidental Insurance of Rs.2 lakh with very small premium of Rs.12/- per year under PMSBY (Pradhan Mantri Suraksha BIma Yojana). 

2. Benefit of Life Insurance of Rs.2 lakh with very small premium of Rs.331/- per year under PI\/IJJBY(Pradhan Mantri Jeevan JyotI Bima Yojana). 

3. Benefit of opting for Atal Pension Yojana (APY). (Pradhan Mantri Suraksha Bima Yojana). 

4. Free ATM Card which can be used at any bank's ATM also. 

5. Internet banking and Mobile Banking facilities. 

6. Updating of Passbook at any CBS Post OfTice. 

7. Facility of issue of cheque books. 

(v) No new CIF should be created for these customers and Savings Account should be opened under existing CIF only. All different CIFs created during migration for a single customer (due to  multiple accounts) should be merged Into single CIF belonging to Savings Account. For those customers, who have already submitted their KYC documents after migration to CBS, no fresh KYC document should be asked for. 

(vi) From 1st December. 2017, no Postmaster Cheque should be issued against any closed account/certificate and if any depositor attends post office for closing of any account not having linked Post Office Savings Account by that date, a Basic Savings Account should be opened under the same CIF on the same day without asking for separate ACCOUNT OPENING FORM (AOF) by selecting SBBAS as scheme code and " For Credit of Closure/Interest Value of Small Savings Instruments" from the list of Welfare Schemes available in the dropdown in CBS and account should be closed and closure proceed should be credited to that account. Customer should be given Passbook of that Basic Savings Account. If customer requests,Insta ATM card should be issued immediately so that customer can withdraw the amount from any ATM as per his/her requirement. In case, customer wants to re-Invest any amount In any Small savings Scheme either directly or through SAS or MPKBY Agent and if account is not eligible for issue of cheque book or Cheque book is not available in stock,SB-7 i.e withdrawal Form filled by the customer should be treated at par with POSB Cheque (a non-cash transaction). 

(vii) All SAS and MPKBY Agents should be contacted to reach out to the existing customers for linking of their Post Office Savings Account with other Small Savings Scheme accounts. 

All BPMs should be directed to request all RD and TD Account holders to link their Post Office Savings Account as Repayment Account for credit of closure/Interest value into their savings account on due date and If any such account holder is not having Savings Account, he/she should be given option to open Post Office savings account and link it with their RD and TD Account. For linking of Savings Account, mandate forms should be sent to all BOs. On receipt of mandate forms from BOs, Accounts office should enter mandates in Finacle for the accounts standing in BOs. Physical mandate Forms should be kept in separate Guard Files by each SO and MO. 

4. It is requested to circulate this order to all CBS and non-CBS Post Offices and all Divisional Heads should be asked to start this drive Immediately on receipt of this order so that customers may not complain of not giving sufficient time to implement these decisions. 

Assistant Director (SB-I) 

Copy to: 

16) 1. DDG (FS)/DDG (V1G)/JS&FA/DDG {PAF)/DDG (RB)/DDG (Estt.)/DDG(PG & Inspections)/ DDG (PCO) 

17) Director (FS)/Director (CBS), Dak Bhawan. 

18) Director of Audit (P&T), Delhi. 

19) All Directors/Dy. Directors of Accounts, Postal 

20) Director, RAKNPA, Ghaziabad. 

21) All Directors, Postal Training Centres. 

22) Director CEPT Mysore for uploading the SB order on India Post Web Site. 

23) Dy. Director CEPT, DMCC/SDC O/o CPMG T.N.Circle.He should get new welfare scheme created in Finacle as well as Sanchaya post. 

24) AD /Inspection/PF/Vigilance 

25) All Accounts Officers ICO(SB) 

26) All recognized unions. 

27) MOF(DEA), NS-II, North Block, New Delhi 

28) Director, NSI, CGO Complex,'A'Wing, 4th Floor, Seminary Hills, Nagpur-440006 

29) PS to Member (Banking & HR) 

30) PPS to Secretary Posts.

Discontinuation of Commission under Pay Roll Savings Schemes